Act on the calendar, not on the fear
In Texas, posting for a foreclosure sale can happen quickly after default. The earlier you get an accurate value and payoff figure, the more options remain open.
Free seller guide
Facing Foreclosure or Behind on Property Taxes
Know your options while you still have time to choose one.
What's inside
Texas foreclosures move fast — often in a matter of months. If you are behind on payments or property taxes, understanding your options early is what protects your equity and your credit.
- —The Texas foreclosure timeline and key notice dates
- —Reinstatement, loan modification, forbearance and payment plans
- —Selling before the sale date to protect your equity
- —Short sales and deed in lieu, explained honestly
- —Property tax deferrals and payment plan options
Selling often beats foreclosure
If the home has equity, a traditional sale usually nets more than any distressed alternative and does far less damage to your credit.
Property tax relief exists
Texas offers installment plans and, for qualifying homeowners, tax deferrals. We can point you to the right county office and to attorneys who handle these matters.
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